Origin Bancorp Valuation
| OBK Stock | 42.83 0.26 0.61% |
At this time, the company appears to be overvalued. Origin Bancorp holds a recent Real Value of USD40.31 per share. The prevailing price of the company is USD42.83. Our model determines the value of Origin Bancorp from analyzing the company fundamentals such as Operating Margin of 0.17 %, shares outstanding of 30.95 M, and Return On Equity of 0.0508 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Origin Bancorp's valuation include:
Price Book 1.0385 | Enterprise Value | Price Sales 4.0495 | Trailing PE 17.7375 | Enterprise Value Revenue 3.7044 |
Overvalued
Today
Please note that Origin Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Origin Bancorp is based on 3 months time horizon. Increasing Origin Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Origin Bancorp's intrinsic value may or may not be the same as its current market price of 42.83, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 42.83 | Real 40.31 | Target 44.4 | Hype 42.57 | Naive 42.77 |
The intrinsic value of Origin Bancorp's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Origin Bancorp's stock price.
Estimating the potential upside or downside of Origin Bancorp helps investors to forecast how Origin stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Origin Bancorp more accurately as focusing exclusively on Origin Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Origin Bancorp's intrinsic value based on its ongoing forecasts of Origin Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Origin Bancorp's closest peers.
Origin Bancorp Cash |
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Origin Revenue by Product
Origin Bancorp Total Value Analysis
Origin Bancorp is now forecasted to have company total value of 734.51 M with market capitalization of 1.32 B, debt of 172.4 M, and cash on hands of . Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Origin Bancorp fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
734.51 M | 1.32 B | 172.4 M |
Origin Bancorp Investor Information
About 65.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.04. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Origin Bancorp last dividend was issued on the 14th of November 2025. The entity had 1:3 split on the 23rd of July 2008. Based on the analysis of Origin Bancorp's profitability, liquidity, and operating efficiency, Origin Bancorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.17 | 0.165 |
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| Total Cash From Operating Activities | 99.3 M | 124.8 M |
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| Operating Income | 83.9 M | 111.8 M |
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Origin Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Origin suggests not a very effective usage of assets in January.Origin Bancorp Profitability Analysis
Considering Origin Bancorp's profitability and operating efficiency indicators, Origin Bancorp is performing exceptionally good at this time. It has a great probability to showcase excellent profitability results in March. Profitability indicators assess Origin Bancorp's ability to earn profits and add value for shareholders.Net Income | First Reported 2017-03-31 | Previous Quarter 8.6 M | Current Value 29.5 M | Quarterly Volatility 8.2 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.8 | 0.5822 |
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| Net Profit Margin | 0.14 | 0.1256 |
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| Operating Profit Margin | 0.17 | 0.165 |
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| Pretax Profit Margin | 0.17 | 0.1598 |
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| Return On Assets | 0.0064 | 0.0071 |
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| Return On Equity | 0.0615 | 0.0601 |
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For Origin Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Origin Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Origin Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Origin Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Origin Bancorp over time as well as its relative position and ranking within its peers.
Origin Bancorp Earnings per Share Projection vs Actual
The next projected EPS of Origin Bancorp is estimated to be 0.87 with future projections ranging from a low of 0.85 to a high of 0.92. Origin Bancorp's most recent 12-month trailing earnings per share (EPS TTM) is at 2.4. Please be aware that the consensus of earnings estimates for Origin Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.Origin Bancorp Earnings Estimation Breakdown
The calculation of Origin Bancorp's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Origin Bancorp is estimated to be 0.87 with the future projection ranging from a low of 0.85 to a high of 0.92. Please be aware that this consensus of annual earnings estimates for Origin Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.85 Lowest | Expected EPS | 0.92 Highest |
Origin Bancorp Earnings Projection Consensus
Suppose the current estimates of Origin Bancorp's value are higher than the current market price of the Origin Bancorp stock. In this case, investors may conclude that Origin Bancorp is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Origin Bancorp's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 5 | 85.37% | 0.99 | 0.87 | 2.4 |
Origin Bancorp Ownership Allocation
Origin Bancorp owns a total of 30.95 Million outstanding shares. Over half of Origin Bancorp's outstanding shares are owned by third-party entities. These third-party entities are typically referred to as corporate investors that secure positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.Origin Bancorp Profitability Analysis
The company reported the last year's revenue of 325.59 M. Total Income to common stockholders was 76.49 M with profit before taxes, overhead, and interest of 325.59 M.Origin Bancorp Past Distributions to stockholders
About Origin Bancorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Origin Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Origin Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Origin Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Origin Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Origin Bancorp. We calculate exposure to Origin Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Origin Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 396.9 M | 289.1 M | |
| Pretax Profit Margin | 0.16 | 0.17 | |
| Operating Profit Margin | 0.17 | 0.17 | |
| Net Profit Margin | 0.13 | 0.14 | |
| Gross Profit Margin | 0.58 | 0.80 |
Origin Bancorp Quarterly Retained Earnings |
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A single share of Origin Bancorp represents a small ownership stake in the entity. As a stockholder of Origin, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Origin Bancorp Dividends Analysis For Valuation
At this time, Origin Bancorp's Dividend Payout Ratio is quite stable compared to the past year. Dividend Paid And Capex Coverage Ratio is expected to rise to 5.19 this year, although the value of Dividends Paid will most likely fall to about 12 M. . Price Earnings Ratio is expected to rise to 24.27 this year, although the value of Retained Earnings will most likely fall to about 346.9 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 21.6 M | 12 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Payout Ratio | 0.25 | 0.26 | |
| Dividend Paid And Capex Coverage Ratio | 3.06 | 5.19 |
There are various types of dividends Origin Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Origin shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Origin Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Origin pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Origin Bancorp by the value of the dividends paid out.
Origin Bancorp Growth Indicators
Investing in growth stocks can be very risky. If the company such as Origin Bancorp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 31.3 M | |
| Quarterly Earnings Growth Y O Y | -0.548 |
Origin Bancorp Current Valuation Indicators
Origin Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Origin Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Origin Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Origin Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Origin Bancorp's worth.When determining whether Origin Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Origin Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Origin Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Origin Bancorp Stock: Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Origin Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy Origin Stock please use our How to buy in Origin Stock guide.You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Origin Bancorp. Anticipated expansion of Origin directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Origin Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth (0.55) | Earnings Share 2.4 | Revenue Per Share | Quarterly Revenue Growth (0.18) | Return On Assets |
Origin Bancorp's market price often diverges from its book value, the accounting figure shown on Origin's balance sheet. Smart investors calculate Origin Bancorp's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since Origin Bancorp's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Origin Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Origin Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Origin Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.